Understand and Manage Your Personal Insurance Exposures
Protect Your Family from the “What Ifs” of Life
We understand how frustrating it can be to try and save money by buying inexpensive insurance online, only to find out at the time of a loss you are underinsured. The licensed insurance professionals at Meeker Sharkey & Hurley can make sure that doesn’t happen to you.
We understand the challenges to properly insuring your home, automobiles, valuables and toys. With so many providers each having their own contract nuisances, a licensed professional will help you navigate and shop your insurance for the best rate and the broadest coverage to fit your budget.
With Meeker Sharkey & Hurley you do not just have a local agent but a local team that is here when you need us. We will annually review your policies and remarket if your premiums increase more than 15% annually to be sure your insurance is still competitively priced. During a claim, you have a dedicated Claims Manager who will help you file your claim and navigate the process.
Insurance Translated: Get the Answers to Your Top Questions
What is a separate wind deductible? Do I have service line coverage? How does an uninsured and underinsured motorist coverage protect me? Our insurance experts can help educate you on the intricacies of insurance so that you have can manage your potential risks through leading insurance carriers.
Our Personal Insurance Team:
Vice President, Personal Lines
Marketing/Quality Control Manager
AVP, Personal Lines Account Executive
AVP, PL Assistant Manager and Account Executive
Get Coverage from the Best
How We Help
Primary & Vacation Home Insurance
No matter where you call home, we have you covered. MS&H understands homes of all types and ages, including condominiums, cooperatives, apartments, town homes and custom built residences. We also know that your home is an emotional as well as a financial investment. We offer policies that can help you rebuild your home with the same quality and character should the unforeseen happen.
Rental Property Insurance
As a tenant or renter, you need to be sure that your personal belongings and your family’s liability exposures are adequately insured. Having an inventory list of your assets and their replacement value is the best way to effectively establish the amount of insurance you need. We’ll happily work with you to make sure you have the personal property and liability insurance necessary to protect you and your belongings.
Auto & Collector Vehicle Insurance
There are many components to consider when selecting the right coverage for your automobile insurance, including personal liability, personal injury protection, bodily injury, property damage, collision, comprehensive, towing and rental reimbursement. You can also choose to retain the right to sue for pain and suffering, or limit your right to sue. We can help you figure it all out.
Yacht & Boat Insurance
Be sure that you have the right watercraft insurance for your boat or yacht. Whether you are a recreational boater or have a captain and crew for your yacht, watercraft insurance helps protect against physical loss of the vessel and liability suits. We can assist you in navigating through policies to find the protection that meet your needs.
With the right travel insurance policy, you’ll get valuable coverage that travels with you and your family. This can include trip cancellation or delay coverage, baggage coverage, medical evacuation or repatriation and medical expenses.
Excess “Umbrella” Liability Insurance
Is your financial security at risk? You do not have to a millionaire to be sued like one. A personal excess policy provides you with liability coverage for damages for which you or members of your household may be legally responsible.
Valuable Articles / Collections Insurance
Most homeowners’ policies provide minimal coverage for valuables and collections and are subject to your policy deductible and coverage exclusions. Purchasing a Valuables policy provides coverage with no deductible and worldwide coverage.
Preparing Your Home for Winter
AccuWeather is predicting that this winter, the NJ region will likely get far more snow than last year. Heavy snow accumulations, ice and extreme cold can wreak havoc on homeowners. Before any signs of snow, here’s what you can do to protect your home for winter.
We Know Insurance So You Don’t Have To
At Meeker Sharkey & Hurley, we don’t sell you insurance. We help you buy insurance from leading providers. Book a discovery call today to get started.