Construction & Specialty Contractors
Insurance Solutions For Construction & Specialty Contractors
Helping You Protect Your Business & Employees with General Liability Insurance
Whether you are a general contractor, plumber, electrician, or any other type of construction industry contractor, it is your responsibility to manage the financial safety of your business and the physical well-being of your employees. Meeker Sharkey & Hurley works with top commercial general liability insurance companies to provide you with the best coverage at the best price to protect your company.
Risk associated with construction, general contracting and specialty contracts of any kind can be overwhelming and expensive, especially if you are a small to medium size business. We will find you a policy that will cover your legal defense costs if someone sues over bodily injury, property damage, faulty workmanship, or job-related injuries. Insurance providers generally cover the most common types of insurance depending on the risk associated with the type of business. Those businesses include:
- General Contractors – Commercial and Industrial
- Residential General Contractors
- HVAC
- Carpenters
- Electricians
- Janitorial
- Carpet, Rug, Furniture or Upholstery Cleaners
- Driveway, Parking Area or Sidewalk Paving
- Communication Equipment Installers
- Landscape Construction
- Lawn Maintenance & Sprinkler Installers
- Masons
- Metal Building Erection (Pre-engineered)
- Painting
- Refrigeration Equipment
- Septic Tank Installation
- General Contractors – Commercial and Industrial
- Residential General Contractors
- HVAC
- Carpenters
- Electricians
- Carpet, Rug, Furniture or Upholstery Cleaners
- Driveway, Parking Area or Sidewalk Paving
- Communication Equipment Installers
- Janitorial
- Landscape Construction
- Lawn Maintenance & Sprinkler Installers
- Masons
- Metal Building Erection (Pre-engineered)
- Painting
- Refrigeration Equipment
- Septic Tank Installation
Workers compensation insurance is also an important component of the construction and contracting industry, and in most states is required by law. Every business is unique which is why we offer customized solutions that will fit the needs of your business whether you have 5 or 500 employees. There is nothing worse than a workplace injury, but when you are covered by workers compensation insurance you know both you and your employee will be safe.
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Our Commitment to You
Working with the right insurance brokerage can remove the vast majority of your commercial insurance headaches.
Get the Resources to Excel at Your Business
We can help with communications, employee manuals, safety meeting topics and other tools to solve your risk challenges, so you can run your business smarter.
Bring in Claims Reinforcements
We’ve got dedicated claims advocates with decades of experience ready to represent you through the claims process.
Shop the Market for the Best Policies
As an independent broker, we shop the largest and most financially secure insurance companies to give you the best programs, without binding you to one company.
Lower Your Total Cost
of Risk
We’ll conduct a risk assessment based on your specific business and can recommend internal changes that can make you more attractive to the insurance marketplace.
Stay Informed of Market Updates
We share our knowledge of ongoing updates and legislative developments to help you through changes in your industry and commercial insurance marketplace.
Our Commercial Insurance Team:
Richard Skorupski
Executive Vice President, Non-Profit Specialist
Hallee Cramer
Assistant Vice President
Heidi Kopitar
Vice President
Renee Bays
Account Manager
Betty Lou Furrer
Assistant Vice President
Samantha Arroyo
Technical Assistant
Elenie Georgas
Technical Assistant
Christina Charkowsky
Technical Assistant
How We Help
Property & Business Income Insurance
Protect for your company’s assets & balance sheet. Business income insurance can help cover the loss of revenues that you sustain due to a covered property loss, and can even help provide coverage for extra expenses that you incur in order to get your organization back up and running.
Directors & Officers (D&O) Insurance
Allow your Directors & Officers to make decisions with confidence. D&O insurance coverage helps to protect your company’s bottom line and your directors’ & officers’ assets, individually, from claims that may allege mismanagement of the organization resulting in financial consequences.
Employment Practices Liability Insurance
With the type of legal employee protections in place, Employment Practices Liability Insurance (EPLI), is essential for any organization. EPLI responds to protect an organization from claims alleging wrongful termination, sexual or workplace harassment, discrimination, failure to employ or promote, etc.
Workers Compensation Insurance
Ensure that your employees have medical care and income continuation benefits in the event of an injury while on the job. An employer’s liability portion of a workers compensation policy can also protect your business from lawsuits for aspects of work-related injuries that may fall outside the scope of the workers compensation statutes.
Commercial Auto Insurance
If you or your staff members use a vehicle for commercial purposes, a standard personal auto policy typically will not extend to cover business-related use of that vehicle. Get protected with a commercial automobile policy.
General Liability Insurance
Building a company takes hard work. Protecting your business and assets from loss is undoubtedly one of your highest priorities, particularly with regard to liability risks, which can be some of the most expensive business claims.
Excess “Umbrella” Liability Insurance
What would happen to your business if something unthinkable happened and the loss exceeded your existing policy? Excess liability insurance is extra protection against catastrophic events that could potentially have a serious impact on your business financials.
Fiduciary Liability Insurance
If you have people managing your 401k, defined contribution plan, or other Employee Benefit Plans, Fiduciary Liability is a must. Managers who oversee your Employee Benefit Plans have fiduciary duties to the plan participants, and can be held personally liable for errors in the administration of these plans.
Cyber Liability Insurance
Cyber liability is a fast emerging area, but the coverage and policy forms are completely non-standardized. Unless your broker understands your unique exposures as compared with the policy coverages, you could be buying a lot of empty promises – and not receiving the coverage you need in the event of a claim.
Errors & Omissions
Protect your business from claims of negligence, misrepresentation, violation of good faith and fair dealing, inaccurate advice, libel and slander. From defense attorney fees to administrative and court costs and settlements, E&O insurance can help cover you.
Contractor & Construction General Liability Insurance
Whether you are a general contractor, plumber, electrician, or any other type of construction industry contractor, it is your responsibility to manage the financial safety of your business and the physical well-being of your employees. Get the best coverage at the best price to protect your company.
Featured Resource
Heat-Related Illness Prevention
The soaring temperatures in the summer can pose risks to your health, including dehydration and heat stroke. Heat stroke is extremely serious and can potentially lead to death when exercising in hot conditions. The best way to combat heat exhaustion is to prevent it entirely.
We Know Insurance So You Don’t Have To
At Meeker Sharkey & Hurley, we don’t sell you insurance. We help you buy insurance from leading providers. Book a discovery call today to get started.
