Boat, Yacht and Personal Watercraft Insurance

Helping You Stay Safe on the Water and at the Dock

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Insure Your Boat, Yacht and Personal Watercraft Toys

Boat insurance isn’t a one-size fits all proposition. At Meeker Sharkey & Hurley, we understand the way you use your watercraft is different from the way the next boater may use their sail or power boat. Activities such as fishing, water skiing, sailing, or just cruising present different exposures to hull damage, equipment theft and other causes of property loss and legal liability.

Boat owners and enthusiasts are a broad group, plying the waters with a variety of watercraft. We can tailor the right insurance for a range of water toys such as:

    • Jet skis
    • Power boats of all varieties
    • Pontoon boats
    • Houseboats
    • Sailboats
    • Yachts
    • Boat trailers

As an independent insurance agent in New Jersey, we have access to numerous, top rated boat insurance companies, so you can take advantage of reviewing several competitive boat insurance quotes all in one place. We can also offer custom coverage options such as on-water towing and fuel spillage coverage.

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Insurance Translated: Get the Answers to Your Top Questions

What is a separate wind deductible? Do I have service line coverage? How does an uninsured and underinsured motorist coverage protect me? Our insurance experts can help educate you on the intricacies of insurance so that you have can manage your potential risks through leading insurance carriers.

Our Personal Insurance Team:

MSH Team Whiteley Kathy

Kathy Whiteley

AVP, PL Assistant Manager and Account Executive

MSH Team Sheridan Kathy

Kathy Sheridan

AVP, Personal Lines Account Executive

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Roseann Stefanelli

Personal Lines Account Manager

MSH Team Rogers Harrison

Harison Rogers

Account Executive

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Samantha Tak

Account Manager

How We Help

Primary & Vacation Home Insurance

No matter where you call home, we have you covered. MS&H understands homes of all types and ages, including condominiums, cooperatives, apartments, town homes and custom built residences. We also know that your home is an emotional as well as a financial investment. We offer policies that can help you rebuild your home with the same quality and character should the unforeseen happen.

Rental Property Insurance

As a tenant or renter, you need to be sure that your personal belongings and your family’s liability exposures are adequately insured. Having an inventory list of your assets and their replacement value is the best way to effectively establish the amount of insurance you need. We’ll happily work with you to make sure you have the personal property and liability insurance necessary to protect you and your belongings.

Auto & Collector Vehicle Insurance

There are many components to consider when selecting the right coverage for your automobile insurance, including personal liability, personal injury protection, bodily injury, property damage, collision, comprehensive, towing and rental reimbursement. You can also choose to retain the right to sue for pain and suffering, or limit your right to sue. We can help you figure it all out.

Yacht & Boat Insurance

Be sure that you have the right watercraft insurance for your boat or yacht. Whether you are a recreational boater or have a captain and crew for your yacht, watercraft insurance helps protect against physical loss of the vessel and liability suits. We can assist you in navigating through policies to find the protection that meet your needs.

Travel Insurance

With the right travel insurance policy, you’ll get valuable coverage that travels with you and your family. This can include trip cancellation or delay coverage, baggage coverage, medical evacuation or repatriation and medical expenses.

Excess “Umbrella” Liability Insurance

Is your financial security at risk? You do not have to a millionaire to be sued like one. A personal excess policy provides you with liability coverage for damages for which you or members of your household may be legally responsible.

Valuable Articles / Collections Insurance

Most homeowners’ policies provide minimal coverage for valuables and collections and are subject to your policy deductible and coverage exclusions. Purchasing a Valuables policy provides coverage with no deductible and worldwide coverage.

Featured Resource

Your Essential Pre-Departure and Boating Safety Checklist

Before you head out on the water for the first time this season, it’s important to make sure you and your boat are completely prepared. That’s why we’ve put together the following checklist for you to follow for a safe boating season, starting day one.


We Know Insurance So You Don’t Have To

At Meeker Sharkey & Hurley, we don’t sell you insurance. We help you buy insurance from leading providers. Book a discovery call today to get started.