Protect Your Higher Education Institution from a Myriad of Hazards
Get the Higher Education Business Insurance Coverage You Need
While you focus on faculty and students, international studies and new technologies, let us take the burden of insurance off your shoulders. For over 60 years, we’ve worked with leading insurance companies and higher education institutions to develop innovative insurance solutions.
Our Commitment to You
Working with the right insurance brokerage can remove the vast majority of your higher-education insurance headaches.
We’ll Work to Understand Your Business
We’ll help you tackle issues like tight budgets, demands on HR staff resources, plus recruiting and retaining employees.
We’ll Search the Marketplace for the Right Policies
We’ll find the risk management solutions that help you avoid lawsuits, negative public exposure and costly insurance claims.
We’ll Implement and Administer Your Plan
We help non-profit executives understand what insurance they’re buying and provide hands-on customer service from risk management to claims.
How We Help
Ensure you have a properly structured property insurance program that covers your buildings against perils of floods, windstorms and earthquakes as well as standard causes of loss, such as fire. We’ll provide key insight that can help you get the most from your policies, such as updating appraisals regularly to ensure the replacement cost value is always current.
If you rent out facility space for special events, we recommend you have a blanket tenant users liability insurance policy that protects the institution in the event of a lawsuit resulting from an event. Property liability and liquor liability should also be considered so you can rest easy knowing you’re properly protected.
Lawsuits from Students
Protect your institution against litigation for failure to educate or, due to the nature of faculty/student interactions, allegations of sexual abuse and molestation. We can find the Educator’s Legal Liability insurance policy that provides critical coverage.
Lawsuits from Faculty
Protect your institutions from allegations of unfair hiring or firing practices, failure to promote or grant tenure, discrimination and the like. A combined Directors & Officers and Employment Practices Liability insurance policy would cover the institution as well as its Directors & Officers for both legal fees/defense costs as well as the demand for a covered claim.
Cyber Liability Insurance
In the event of a data breach, you could face business interruptions, a suspensions of operations and your students’ and faculty’s personal information may be exposed. You may need to cover notification expenses and credit monitoring for all affected persons, or/and be at risk of lawsuits alleging invasion of privacy or other claims, based on the content that was exposed.
Active Shooter Policies
Active shooter policies can cover physical damage, legal liabilities, crisis management, medical and funeral expenses and even loss of attraction and business interruption losses. We can help you choose the policy that’s right for your organization.
Held Hostage: Is Your Information at Risk for Ransom?
These days, being held for ransom has taken on a whole new meaning–and your business technology’s biggest threat is virtual, persistent, and extremely difficult to pin down. According to the Federal Bureau of Investigation (FBI), ransomware attacks are on the rise—and businesses are becoming increasingly targeted over individual consumers due to their ability and willingness to pay higher ransoms.
We Know Insurance So You Don’t Have To
At Meeker Sharkey & Hurley, we don’t sell you insurance. We help you buy insurance from leading providers. Book a discovery call today to get started.