MS&H Blog


Cranford, NJ, USA April 15 The suburban town of Cranford, New Jersey in inundated with severe flooding following heavy rains

Flood Safety Tips

Each year, more deaths occur because of flooding than any other hazard related to thunderstorms. The most common flood deaths occur when a vehicle is …

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Your ‘Fur Baby’ May Not Be Covered on Your Homeowners Insurance

Source: You may have pet insurance to protect your pet if there is a health issue such as an accident or illness. But does …

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Spring Forward

Are You Ready for Spring? Daylight Savings Safety Checklist

Daylight saving time begins Sunday, March 11, 2018.

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There are few potential hazards in the home that are as serious as carbon monoxide. The Consumer Product Safety Commission (CPSC), the federal regulator of product safety standards, points out that carbon monoxide (CO) is a colorless, odorless gas that cannot be detected by human senses. It can be in your home’s environment and cause serious harm to the health of you and your family before you know it, and ingesting any large amount of CO is fatal.

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Spring is in the Air! Gearing Up for Home Renovation

With spring approaching, many homeowners are looking to begin home renovation projects. But regardless of whether you’re starting a small kitchen upgrade or looking to add a new wing, home renovations are not without risk.

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Storm pounds N.J. with heavy snow, strong winds

The National Weather Service has issued a Winter Storm Warning for Thursday, Feb. 9, 2017, from midnight to 6 PM, and the State of New Jersey and Union County are both warning of hazardous weather.

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Barn Snow

Preparing Your Home for Winter

Winter can be very tough on a home, especially if you have not taken the necessary steps to prepare for the harsh weather that is right around the corner. Winterization projects can be relatively straightforward and affordable, all the while preventing significant damages that can hinder the comfort, safety and integrity of your house throughout the colder, wetter months.

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Pokeman Game

Pokémon Go ~ Millions Give Up Personal Privacy and even Safety to “Catch Them All”

If you see grown men and women staring at their phones as they walk into police stations, churches or the backyards of strangers, you could be witness to the latest video gaming phenomenon to take the world by storm.

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New Housing Guide for the Disability Community

This housing guide was designed specifically for individuals with disabilities and their families with a concentration on those with intellectual and developmental disabilities.

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How will you cover your Share of Liability above your Coverage Limits?

One myth about an umbrella policy is that it’s only needed by the wealthy.  These days the cumulative value of homes, vacation homes, rental property, cars, boats, savings, investments, and so on, owned by many people who don’t consider themselves wealthy, make them vulnerable to liability beyond their auto or homeowner’s insurance limits.  A good question to ask yourself is whether you have assets that you don’t want to put at risk in the event of a catastrophic liability.

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