Employer Overview of the COVID-19 Vaccines
This article provides an overview of the COVID-19 vaccines and answers some common questions relevant to employers. Information comes primarily from the Centers for Disease …
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MS&H Blog
Employee Benefits
Consumer Driven Health Plans and the Current State of Consumerism
Employee behavior and lifestyle are significant factors in health status – often trumping genetics, the environment or access to care – and can have a …
Are Captive Insurers Right for You?
Captive insurance companies, which are established to finance the risk of a parent group or groups and sometimes these groups’ customers, can provide advantages in …
Alternate Funding: Captives
A captive can offer significant savings and become a substantial long-term investment. By creating and owning its own captive insurance company, an employer is able …
Health Savings Account (HSA) Contribution Rules
Many employers offer high deductible health plans (HDHPs) to control premium costs and then pair this coverage with health savings accounts (HSAs) to help employees …
Employers’ 2021 Insurance Costs: Will COVID Cause Major Rate Increases?
2020 has been a year of major change in the insurance market. With the addition of coronavirus-related effects on carrier loss ratios and investment portfolios, …
Updated Department of Labor Model COBRA Notices
The DOL has updated these model notices to ensure that qualified beneficiaries have a better understanding of the interactions between Medicare and COBRA.
How employers can best engage millennials in benefits
No, millennials aren’t some strange new alien people in the workforce — but our needs are different than older generations. It benefits employers to understand how history has shaped who we are to make better decisions about recruiting and retaining talent.
Do you know you can use a private insurance plan for NJ Temporary Disability Benefits (TDB)?
If your company has employees, you probably know you are required by law to provide disability benefits if your employees can’t work due to illness or an injury that happens off the job.
OSHA’s final rule to ‘nudge’ employers to prevent workplace injuries, illnesses
Earlier this month, OSHA issued a final rule to modernize injury data collection to better inform workers, employers, the public, and OSHA about workplace hazards. The new federal requirements will take effect on August 10, 2016.
