MS&H Blog

Employee behavior and lifestyle are significant factors in health status – often trumping genetics, the environment or access to care – and can have a …

Captive insurance companies, which are established to finance the risk of a parent group or groups and sometimes these groups’ customers, can provide advantages in …

A captive can offer significant savings and become a substantial long-term investment.  By creating and owning its own captive insurance company, an employer is able …

Many employers offer high deductible health plans (HDHPs) to control premium costs and then pair this coverage with health savings accounts (HSAs) to help employees …