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Cost Containment

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Consumer Driven Health Plans and the Current State of Consumerism

Employee behavior and lifestyle are significant factors in health status – often trumping genetics, the environment or access to care – and can have a …

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Are Captive Insurers Right for You?

Captive insurance companies, which are established to finance the risk of a parent group or groups and sometimes these groups’ customers, can provide advantages in …

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Alternate Funding: Captives

A captive can offer significant savings and become a substantial long-term investment.  By creating and owning its own captive insurance company, an employer is able …

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Health Savings Account (HSA) Contribution Rules

Many employers offer high deductible health plans (HDHPs) to control premium costs and then pair this coverage with health savings accounts (HSAs) to help employees …

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