Blog

MS&H Blog

Commercial

shutterstock 1204727542

Financial Institutions – Top Risk Concerns for 2021

Source:  Insurance Thought Leadership Financial institutions and their directors have to navigate a rapidly changing world, marked by new and emerging risks driven by cyber …

Read More >
New Brunswick, New Jersey - September 2, 2021: Boyd Park, submerged under flood water from the Raritan River in the aftermath of Tropical Storm Ida

Restoring Your Business After a Flood

Floods can be miserable ordeals, even with extensive preparation. They can spring up with little to no warning and saddle you with the responsibility of …

Read More >
Workers Comp Accident

When is a Worker’s Compensation Claim Compensable?

Workers’ compensation is crucial to protecting employees, but it is often a source of contention among employers because it comes with considerable gray areas. When is a claim compensable? …

Read More >
MSH Blog Images Insurance Market 2021

Employers’ 2021 Insurance Costs: Will COVID Cause Major Rate Increases?

2020 has been a year of major change in the insurance market. With the addition of coronavirus-related effects on carrier loss ratios and investment portfolios, …

Read More >
Business Interruption Policies and Coronavirus

Business Interruption Policies and Coronavirus

As the coronavirus (COVID-19) outbreak evolves, businesses face growing uncertainty as to how this pandemic will affect their operations long term. This is especially true …

Read More >

CGL Coverage and Covid-19

There has already been a lot of discussion of potential coverage for the losses associated with the coronavirus outbreak. Much of it has focused on first-party policies, especially Business Interruption. But what about CGL? Is there coverage for claims that seek to hold people responsible for causing others to contract coronavirus?

Read More >

Commercial Insurance Prices Set to Keep Rising in 2020

Much of the rate firming across property/casualty markets will last in 2020 and possibly beyond.

Read More >
#metoo Blog Post

Reflecting On Exposure And Coverage In The #METOO Era

As the press continues to extensively cover allegations of sexual misconduct by individuals in a position of authority or influence, the matter of workplace harassment is front and center at water coolers and dinner tables across the country.

Read More >
Claim Button

The Ins and Outs of Claims-Made Policies

Before an insured can report a claim, he or she needs to know what constitutes a claim. In many instances a claim may be defined as “an oral or written demand for monetary or non-monetary damages, including any judicial or administrative proceeding.” (It should be noted that not all policies utilize this exact wording.)

Read More >