MS&H Blog

Source:  Insurance Thought Leadership Financial institutions and their directors have to navigate a rapidly changing world, marked by new and emerging risks driven by cyber …

Floods can be miserable ordeals, even with extensive preparation. They can spring up with little to no warning and saddle you with the responsibility of …

Workers’ compensation is crucial to protecting employees, but it is often a source of contention among employers because it comes with considerable gray areas. When is a claim compensable? …

2020 has been a year of major change in the insurance market. With the addition of coronavirus-related effects on carrier loss ratios and investment portfolios, …

As the coronavirus (COVID-19) outbreak evolves, businesses face growing uncertainty as to how this pandemic will affect their operations long term. This is especially true …

There has already been a lot of discussion of potential coverage for the losses associated with the coronavirus outbreak. Much of it has focused on first-party policies, especially Business Interruption. But what about CGL? Is there coverage for claims that seek to hold people responsible for causing others to contract coronavirus?

Much of the rate firming across property/casualty markets will last in 2020 and possibly beyond.

As the press continues to extensively cover allegations of sexual misconduct by individuals in a position of authority or influence, the matter of workplace harassment is front and center at water coolers and dinner tables across the country.

Before an insured can report a claim, he or she needs to know what constitutes a claim. In many instances a claim may be defined as “an oral or written demand for monetary or non-monetary damages, including any judicial or administrative proceeding.” (It should be noted that not all policies utilize this exact wording.)