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MSH Blog Images Insurance Market 2021

Employers’ 2021 Insurance Costs: Will COVID Cause Major Rate Increases?

2020 has been a year of major change in the insurance market. With the addition of coronavirus-related effects on carrier loss ratios and investment portfolios, …

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Business Interruption Policies and Coronavirus

Business Interruption Policies and Coronavirus

As the coronavirus (COVID-19) outbreak evolves, businesses face growing uncertainty as to how this pandemic will affect their operations long term. This is especially true …

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CGL Coverage and Covid-19

There has already been a lot of discussion of potential coverage for the losses associated with the coronavirus outbreak. Much of it has focused on first-party policies, especially Business Interruption. But what about CGL? Is there coverage for claims that seek to hold people responsible for causing others to contract coronavirus?

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Commercial Insurance Prices Set to Keep Rising in 2020

Much of the rate firming across property/casualty markets will last in 2020 and possibly beyond.

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#metoo Blog Post

Reflecting On Exposure And Coverage In The #METOO Era

As the press continues to extensively cover allegations of sexual misconduct by individuals in a position of authority or influence, the matter of workplace harassment is front and center at water coolers and dinner tables across the country.

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Claim Button

The Ins and Outs of Claims-Made Policies

Before an insured can report a claim, he or she needs to know what constitutes a claim. In many instances a claim may be defined as “an oral or written demand for monetary or non-monetary damages, including any judicial or administrative proceeding.” (It should be noted that not all policies utilize this exact wording.)

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