Employers’ 2021 Insurance Costs: Will COVID Cause Major Rate Increases?
2020 has been a year of major change in the insurance market. With the addition of coronavirus-related effects on carrier loss ratios and investment portfolios, …
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Business Interruption Policies and Coronavirus
As the coronavirus (COVID-19) outbreak evolves, businesses face growing uncertainty as to how this pandemic will affect their operations long term. This is especially true …
CGL Coverage and Covid-19
There has already been a lot of discussion of potential coverage for the losses associated with the coronavirus outbreak. Much of it has focused on first-party policies, especially Business Interruption. But what about CGL? Is there coverage for claims that seek to hold people responsible for causing others to contract coronavirus?
Commercial Insurance Prices Set to Keep Rising in 2020
Much of the rate firming across property/casualty markets will last in 2020 and possibly beyond.
Reflecting On Exposure And Coverage In The #METOO Era
As the press continues to extensively cover allegations of sexual misconduct by individuals in a position of authority or influence, the matter of workplace harassment is front and center at water coolers and dinner tables across the country.
The Ins and Outs of Claims-Made Policies
Before an insured can report a claim, he or she needs to know what constitutes a claim. In many instances a claim may be defined as “an oral or written demand for monetary or non-monetary damages, including any judicial or administrative proceeding.” (It should be noted that not all policies utilize this exact wording.)