MS&H Blog

Uninsured motorists (UM) coverage reimburses victims for certain damages resulting from a car accident caused by an uninsured driver. An uninsured driver can fit one …

You have a nice car and could use extra cash. You sign up to be a driver, install the app and soon you are driving people around and making money. Is it too good to be true?

Here are a few winterization tips to help keep your automobiles performing well this winter…

“The biggest threat to teens’ safety is sitting in the driveway,” Deborah A.P. Hersman, president and chief executive officer of the NSC, said in a statement. “The statistics have shown this for years, yet too many parents still do not appreciate that the first year of driving is a particularly deadly time in a teen’s life.”

One myth about an umbrella policy is that it’s only needed by the wealthy.  These days the cumulative value of homes, vacation homes, rental property, cars, boats, savings, investments, and so on, owned by many people who don’t consider themselves wealthy, make them vulnerable to liability beyond their auto or homeowner’s insurance limits.  A good question to ask yourself is whether you have assets that you don’t want to put at risk in the event of a catastrophic liability.

Anything that diverts your attention away from the task of driving is a distraction. According to www.distraction.gov, 3,328 people were killed and an estimated 421,000 people were injured in crashes involving a distracted driver in 2012.

Is your vehicle on the millions affected? An alarming statistic is making news: There have been nearly 100 million vehicle recalls in the United States since the beginning of 2014 – a quarter of that number happened in the first half of 2015.

Between obtaining coverage for your home, your car and your family’s health, taking care of your insurance needs can be exhausting. If you’re like most people, you don’t take the time (or have the desire) to consider the ins and outs of all of your policies.

According to AAA, most drivers drift out of their lanes or off the road, and drivers themselves are often crash victims who die in single-car crashes.

According to statistics compiled by the advocacy group Defenders of Wildlife, there are between 725,000 to 1.5 million wildlife-vehicle collisions, and more than 200 human fatalities, annually in the United States.